Katie McBride | Hopkinton Real Estate, Holliston Real Estate, Ashland Real Estate

If you know you’d like to buy a home in the future, you’ve probably thought about saving money for all of the upfront costs that buying a home can bring. Saving the sizable amount of money that it takes for a down payment can be seemingly impossible to do. It’s impossible without making yourself seem miserable for a time, at least. You can save money creatively without sacrificing everything. Below, you’ll find some tips for saving money that work for your life. 

Put Your Money Somewhere Safe

While investing in the stock market may seem like a good idea to put your savings on hyperdrive, it’s risky. When it comes to your savings, try high interest savings accounts and CDs. The latter is a particularly good option because you won’t be able to touch the money for the time period that the CD will mature. You’ll also earn a bit of interest on the funds that are in there. 

If you plan to keep adding to your savings (which you should) a traditional savings account is best. You should have a dedicated account that’s solely for the house fund. Do some shopping around for the savings account that will have the best interest rate and be the easiest option for you. Remember that as boring as a savings account seems, it’s a safe bet for your money. 

Apps Can Assist You

There are plenty of budgeting apps and apps that help you to set aside spare change. You should make use of these tools to help you reach your savings goals. Whether you need some help with budgeting or need to find ways to put your spare change to good use, there’s an app for that. You can even find apps that will reward you for good behavior. These apps may “tip” you a few bucks for going to the gym or completing a project on time. You’re saving money and doing good for yourself at the same time! Saving money for your future home can be fun if you find the right tools to help you.

Set Goals

One reason that many people don’t save a lot of money is that they lack specific goals. If you sit down and look at your budget, you’ll see where you can cut expenses. Then, you’ll be able to have clear cut goals of how much you can save on a weekly or monthly basis. With your eyes on the prize of homeownership, you should be motivated to save where you can. Having specific numbers in mind can be a big help in reaching your long-term goals.

In the community of Upton, MA in the past month there have been 10 homes sold.  The average sale price of these homes was $571,675 and the homes were on the market an average of 27 days.  There has been one new home listed for sale during the past month in Upton, MA.
We are here to serve all your real estate needs in the surrounding communities.  We welcome your business, and we promise to take exceptional care of you or any of your referrals.

This Single-Family in Spencer, MA recently sold for $320,000. This Colonial style home was sold by Katie McBride - RE/MAX Executive Realty.

23 Holmes St, Spencer, MA 01562


Sale Price

New construction! Just weeks away from being completely ready, so you move in just in time for the holidays. This home was built with an idea, a vision and lots of love for you to live in and enjoy. This home offers a desirable modern concept of open space, contrast of colors, plenty of natural light and attention to detail with many upgrades. It presents luxury living in a country setting. Enjoy outdoor fun, grilling and dining on the deck, overlooking your beautiful lawn. Don't miss an opportunity to own this beauty. Call for your private showing today.

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336 Cedar Street, Ashland, MA 01721



Full/Half Baths
Beautiful single owner 10 room Gambrel Cape set back on a peaceful scenic road close to shopping and restaurants. The first floor features newer hardwood floors, eat-in kitchen with granite countertops and cherry cabinets, a formal dining room and spacious living room. You will be delighted to get home on a cold winter's night and relax in your fireplaced family room, also on the first floor. Enjoy the gorgeous four-season heated porch with cathedral ceiling and lots of glass overlooking an expansive and private backyard. The upstairs boasts a large master bedroom with 2 closets (1 walk-in) and an updated bath with radiant heated floor and a tiled shower with glass door. Two more bedrooms and a second full bath complete this floor. Full finished basement includes a large playroom with built-in shelves, an office/study and a third full bath. Two large walk-in closets makes for plenty of extra storage space. Exceptional home! Easy to care for siding and 6 year old roof! Don't miss!
Open House
No scheduled Open Houses

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In the second half of this year, the housing market surged with activity. Today, real estate experts are looking ahead to the winter season and the forecast is anything but chilly. As Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), notes:

“It will be one of the best winter sales years ever.”

The typical winter slowdown in the housing market is simply not on the radar. Here’s why.

While today’s historically low mortgage rates are expected to remain low, they won’t be this low for much longer. This could be the last chance for homebuyers to secure such low rates, and they’re ready to take action. In a recent article, Bankrate explained:

“If you’re looking to buy a home…expect mortgage rates to remain low into 2021. However, the possibility of rates falling to 2.5 percent or lower has faded as the U.S. economy has rebounded.”

As long as we continue to see low interest rates, we’ll see hopeful buyers on the hunt for their dream homes. Yun confirmed:

“The demand for home buying remains super strong…And we’re still likely to end the year with more homes sold overall in 2020 than in 2019…With persistent low mortgage rates and some degree of a continuing jobs recovery, more contract signings are expected in the near future.”

The challenge, however, is the lack of homes available for sale. With that in mind, all eyes are on homeowners to see if they’ll sell this winter or wait until spring. Danielle Hale, Chief Economist for realtor.com, says it’s best for sellers to capitalize on this moment sooner rather than later:

“We currently see buyers sticking around in the housing market much later than we usually do this fall. If that trend continues, we will see more buyers in the market this winter, too. So, this winter is likely to be a good time to sell.”

With buyers ready to stay active this winter, sellers who want to close a deal on the best possible terms shouldn’t wait until spring to put their homes on the market.

Bottom Line

Experts agree the winter housing market could potentially be bigger than ever. Whether you’re ready to buy or sell, let’s connect today so you can be in your dream home by the new year.