Katie McBride's Blog
Once you have bought a new house, you may feel lost as to where to start. There’s a long checklist of things that you should do to get yourself established in a new space. Here, you'll find a plan on what to do next.
Get Recommendations On Local People You Can Work With
Your realtor is a good place to start in asking who they recommend for many types of workers including plumbers, electricians, contractors, and more. You may even want to talk to your next door neighbors and see who they have used in the past for these types of handy work jobs. Even if you don’t need any kind of work done immediately, it’s a good idea to have some names and numbers on hand for future reference.
Don’t Paint Right Away
Although it seems much more practical to paint an empty house, once you live in your new home for awhile, you’ll get a sense of where the light hits and what colors will complement your furniture. When you pick colors in a rush, you run the risk of choosing shades that you may not love in the long term. Focus on properly lighting your rooms before you even start to paint.
Don’t Forget The Housewarming Party!
If you plan a housewarming party for a date that’s not too far after you move in, it will give you motivation to get things done in the house. The housewarming party is your accountability partner to get you to unpack those boxes and get decorating. Try to plan the party somewhere between one and two months after your planned move-in date. This will give you time to get things done, just not too much time!
Meet The Neighbors
You should take some time very soon after you move in to meet your new neighbors. They can be a great resource for you as to what happens in your new neighborhood. Find out if any of your new neighbors have dogs that your own dog could meet for a friendly walk. Your new friends will even give you information about a neighborhood watch or important community activities as well.
You’ll want to check all of your smoke alarms, carbon monoxide detectors, and alarm systems. Be sure that they work. Then, change the batteries in each system to start fresh. You should also equip your house with a fire extinguisher or two. You can never be too prepared for an emergency.
Next, you should check all of the door and window locks. Replace anything that used a key. You never know who had keys to the home before it was sold.
When you start small in a new home, things will begin to come together slowly but surely just like puzzle pieces.
When it comes time to attend a home showing, it helps to be prepared. That way, you can check out a house from top to bottom and confirm that this house fits your needs.
Ultimately, there are several important steps that a homebuyer should take before attending a home showing, and these are:
1. Review the Home Listing
Reading a home listing often serves as a first opportunity to evaluate a house and determine whether it could be your dream residence. As such, you'll want to review the listing closely to verify your interest in a house.
Oftentimes, reading a home listing a few times is a good idea. This will enable you to analyze all aspects of the listing and ensure it is worth your time to visit a house in-person.
2. Create a Home Showing Checklist
Although a home listing likely provides lots of information about a house, there may be plenty of unanswered questions that you have about a residence. Fortunately, a home showing gives you the opportunity to ask questions and receive insights into a house that you won't be able to receive elsewhere. And if you craft a home showing checklist in advance, you'll be ready to get the information that you need to fully assess a residence.
Remember, there is no such thing as a "bad" question, particularly when it comes to evaluating a house. If you make a list of questions before a home showing, you'll be able to receive responses that can help you make an informed decision about whether to submit an offer on a house.
Don't forget to include different areas of a home in your home showing checklist, either. In most cases, you'll want to evaluate a house's roof, attic and other areas to determine whether costly, time-intensive repairs may be needed in the near future.
3. Consult with a Real Estate Agent
Preparing for a home showing may prove to be difficult, particularly for a buyer who is attending a showing for the first time. If you consult with a real estate agent, however, you can get the help that you need to prepare for any home showing, at any time.
A real estate agent is a homebuying professional who understands the ins and outs of evaluating a residence. He or she can provide expert home showing preparation recommendations and serve as a guide throughout the showing itself.
Perhaps best of all, a real estate agent is happy to help you at each stage of the homebuying journey. If you have questions before or after a home showing, a real estate agent is ready to answer them. And if you want to submit an offer following a showing, this housing market professional can help you submit a competitive proposal at your convenience.
Don't wait to kick off your search for the perfect home. Instead, follow the aforementioned steps, and you can prepare for a home showing and move closer to acquiring your ideal residence.
Once you move in with a partner, you know you have reached an important milestone in your relationship. For the first time, you could be talking about money with your partner. Whether you’re moving into an apartment or buying a home together, it’s important to break down how you’ll merge your finances together.
While it’s one of the least romantic conversations that you’ll probably have as a couple, sharing your financial situation is one of the most vital. Below you’ll find some tips on starting that conversation and making it a smooth one.
In any relationship, honesty and communication are key. This is especially true when it comes to finances. There’s a lot that goes into your own financial picture, and it’s important that you share that with your partner. This is important for everything that will happen in the future including purchasing a home. Some things that your partner should know:
- How much loan debt you have
- A rough idea of your credit score and history
- Your income
- Your spending habits
- Your saving habits
It’s important to know how another person’s habits will affect you as a whole when you’re thinking of making an investment together like a piece of property. Everyone handles money differently, and you should know how someone’s spending habits meshes with yours. Do they live paycheck to paycheck? Do they save money regularly? Are they financially strained? All of these questions help you to understand where you are similar and where you are different when it comes to money.
Have A Plan For How You’ll Divide Expenses
It may seem like a 50/50 split on expenses makes the most sense. For many couples it does. In other situations, if one person makes more money, they may need to pay a bit more of the costs. Some couples have one person pay the rent while the other takes the utilities on as an expense. Take amounts and percentages that you feel comfortable with and do what wrks best for the both of you.
Remember that chores count too when it comes to dividing up the “expenses.” This is just an extra tip that will help you to build a stronger relationship in the long term and help to save arguments.
Use A Joint Account For Expenses
You should still keep your own bank accounts when you move in with a significant other. All of your money shouldn’t be funneled into one singular account. Create a separate bank account for your expenses like rent or mortgage and utilities. All of your personal expenses should come out of your own respective accounts.
No matter how much you feel that you can trust a person, it’s always good to put everything in writing. This way, if there are any disputes in the future, you’ll always have a contract that you can refer back to. It’s also important to have these documents for things like security deposits or down payments. If the relationship ends at any point, it’s important for the person who paid for certain things to get their money back.
Planning and tracking your finances when you move in with a significant other is important. It will certainly make your life easier if you have these conversations beforehand.
While buying a home is an exciting time, many buyers actually regret their home purchase. One of the biggest regrets that people have is the size of the house they purchased. People either pick a home that’s too large or too small. It may be hard to imagine that you can make a mistake on the size of the home that your purchase. You go into the home buying process knowing how many bedrooms you need and what type of home you might like. Once you begin living in the house, you could find a different story. You may not have enough space for all of your family’s belongings. On the flip side, you could find the amount of space in your home as overwhelming.
Buying a home isn’t like buying most other things. You can’t easily return it, and there’s quite a bit of an upfront investment that must be made in order to make the purchase. It’s not simple to make a change if you buy the wrong house. The wrong purchase could set you back in making a move for years to come.
The best thing to do when shopping for a home is not only to see the home in its current state but what type of potential the house has. Can you add on to the home? Would you be able to make use of all the space the home has? Is there enough storage in the house? Are there ways to quickly add storage? These are a lot of things to consider when shopping for a home but they’re all important questions. Once you move into the home, other than doing a complete overhaul, you may be out of options to improve it without looking for these areas. Of course, the ideal situation is to find a home that already has everything you’re looking for in it.
Don’t Buy Until You’re Ready
Another mistake that people make is they try to go from renting to owning before they’re ready. Living in an apartment or rental allows for a bunch of advantages that owning a home may not afford you. Owning a home takes commitment, and some people just aren’t ready. Just because it’s widely known knowledge that buying a home is a smart financial decision, doesn’t mean it’s always the best decision for you. You may not be able to afford a house that’s the right size for your family. You may not even know what the right size home will be for you. When these questions remain, you could end up buying a property that’s the wrong size. Don’t worry if you need to take a few more years to save up for a house. On the contrary, don’t worry if you don’t think buying a home is the right decision for you at all.
If you plan to purchase a house soon, you may want to narrow your home search. In fact, there are many reasons why you should hone your house search, and these include:
1. You can seamlessly navigate the homebuying journey.
The homebuying journey may seem tough to navigate, regardless of whether you're a first-time or experienced property buyer. Thankfully, narrowing a home search enables you to speed up the process of going from homebuyer to homeowner.
Ultimately, a refined home search allows you to focus exclusively on residences in your preferred cities and towns. This will make it simple for you to find houses that fall within your price range, set up home showings to view these residences and proceed accordingly.
It also may be beneficial to craft a list of home must-haves and wants before you conduct a house search. With homebuying criteria at your disposal, you can further accelerate the homebuying journey.
2. You can act quickly to acquire your dream house.
As a homebuyer, you must be ready to pounce at the opportunity to purchase your dream house. Because if you hesitate during the homebuying journey, you may miss out on the chance to buy your ideal residence.
If you narrow your home search, you may be better equipped than other homebuyers to act quickly to submit an offer to purchase a great house at an affordable price. And if your offer to purchase is accepted, you then can move one step closer to acquiring your dream home.
3. You can avoid wasting time and resources.
When it comes to finding a home, it generally is a good idea to plan ahead as much as possible. That way, you can avoid the risk of wasting time and resources throughout the homebuying journey.
With a refined home search, you can increase the likelihood of maximizing your time and resources. A refined home search ensures you can focus solely on residences that you are sure to enjoy and avoid houses that are unlikely to match your expectations. Then, you can find your ideal home and transform your homeownership dream into a reality.
As you get ready to start a house search, you may want to collaborate with a real estate agent. By hiring a real estate agent, you can receive plenty of support as you evaluate residences.
A real estate agent understands what it takes to find a house in any city or town. He or she will learn about you and your homebuying goals and offer personalized home search tips. Plus, a real estate agent will set up home showings and keep you up to date about open house events. Perhaps most important, a real estate agent will respond to your homebuying concerns and questions and ensure you can make informed decisions at each stage of the homebuying journey.
Take the guesswork out of finding the right house at the right price – hire a real estate agent, and you can receive expert assistance as you search for your ideal residence.